What’s New with FINRA’s Recent 2025 Regulatory Oversight Report

2025 is here, and so is FINRA’s 2025 Annual Regulatory Oversight Report  (Report). On January 28, 2025, FINRA published the Report, which provides firms with insight into FINRA’s findings from recent observations and examinations. The Report provides new content addressing trends and potential challenges for broker-dealers. The updated content ranges from technology to data security to popular complex financial products, as well as how firms offer services. Here are four highlighted issues firms may want to consider for 2025:

1. Cybersecurity risks associated with third-party vendors, including those related to artificial intelligence (AI).
2. How Regulation BI interacts with registered index-linked annuities (RILAs).
3. Common new investment frauds and how to combat them.
4. Extended trading hours.